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Remote Mortgage Loan Processor

Denver, CO · Banking/Loans
Join a company who enjoys high marks in borrower, agent, and employee satisfaction.  Universal Lending, a leader in providing exceptional customer service, and mortgage process management has an EXCITING career opportunity for a Loan Processor to work remotely and report to the management team in our Denver, Colorado office. 
 
Your core responsibility for this position will be to provide quality loan processing from initial set-up to closing, including the review of files for adherence to underwriting standards and ensuring completeness of submission necessary to ensure the salability of a mortgage loan.  You have a high aptitude for loan analysis, documentation and processing fulfillment, and strong attention to details with high accountability.
 
ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Process complex purchase and refinance loan files in accordance to FHA, VA, JUMBO, Conventional, USDA, and Investor standards.
  • Order/obtain all required documentation including but not limited to title work, credit reports, appraisals, financial statements, bank statements, paystubs, W-2s, tax returns, tax transcripts, VORs, VOEs, VODs, AUS, Hazard Insurance, LoanSafe, MERS, MAVENT, etc.
  • Submit file to Automated Underwriting System for risk assessment.
  • Verify accuracy of all documentation received and resolves any discrepancies identified.
  • Prioritize work flow to meet closing deadlines.
  • Work closely with Loan Officer to ensure quality service, including the effective handling of difficult telephone and/or personal inquiries.
  • Submit complete mortgage loan file for underwriting review and approval.
  • Obtain all documentation as required by underwriting to obtain loan approval.
  • Sends needs list, approval and denial letters to applicants.
  • Submits approved mortgage loan file to Mortgage Closer for settlement.
  • Keep current with company, agency, and investor policies and procedures.
  • Respond to Quality Assurance Audits within established deadlines.
  • Resolve Investor Suspense issues in a timely and expeditious manner to avoid additional fees and/or loan non-salability
  • Other duties may be assigned
 
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Be detail-oriented
  • Have good organizational skills
  • Maintain the highest level of confidentiality
  • Have good interpersonal skills
  • Have excellent oral and written communication skills
  • Have a good customer service attitude
  • Work well independently as well as part of a team
  • Be a quick learner
  • Embrace technology
  • Have ability to evaluate, suggest and implement change
  • Embrace change
  • Be able to work under strict deadlines
  • Maintain the highest level of confidentiality
  • Enjoy decision-making and problem solving
  • Microsoft Outlook, Word, Excel, Internet Explorer; Encompass360, DU, LP
 
EDUCATION and/or EXPERIENCE
Senior level position with a minimum of 5 years current loan processing of FHA, VA, FNMA, FHLMC, JUMBO and USDA loans required. Working knowledge and understanding of all facets of residential mortgage loans, including underwriting and regulatory guidelines.
 
COMPENSATION AND BENEFITS
Universal Lending’s benefit package is competitive with industries across the board.  We know that the health, future, and peace of mind for your family is in top priority when it comes to making a choice about where you want to work.  We make sure that we’ve got you covered when it comes to benefits and a fair compensation plan.
  • Competitive Pay variable based on Experience
  • Medical, Dental, and Vision Plans
  • Flex Spending
  •  
  • Life Insurance and Long-Term Disability
 
Universal Lending Corporation is an equal opportunity employer and value diversity in our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.
 
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